Mobile Notary

Being mobile means a few extra miles per year, and maybe a flat tire.  When I needed to fix my tire I was in Carmichael so I found Larry @ Bob’s Quality Tires. Good service, and lighting fast service,  2.5 minutes to fix it.

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Need to notarize a document? Bring your ID to the Notary Public.

         

Acceptable Forms of Identification for Notary Services

  • State-issued driver’s license
  • State-issued identification card
  • U.S. passport issued by the U.S. Department of State
  • U.S. military ID
  • State, county and local government IDs
  • Permanent resident card, or “green card,” issued by the U.S. Citizenship and Immigration Services
  • Foreign passport*
  • Driver’s license officially issued in Mexico or Canada*

 

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Sacramento mobile Notary Public, certified Signing Agent, Spanish Translator, coverage: Sacramento county, Carmichael, Roseville, Folsom, Granite Bay, Citrus Heights, El Dorado Hills.

Apostille Service.

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Are you sure your life insurance information is up-to-date?

Changes in life sometimes affect life insurance beneficiaries… for good or worse.

Now, the story:

Law Office of Joan Medeiros. Sacramento Estate Planning, trusts, revocable and irrevocable trusts, special needs trusts, probate, Medi-cal, VA, assets protection, trust administration, Gold River estate planning attorney. www.SacramentoEstatePlans.com

Life Insurance Beneficiaries

Estate of Post – California Court of Appeals, First District

The decedent Jerome Post, had purchased a life insurance policy during his lifetime and had named his then-wife Angela, as the primary beneficiary.  He named his two sons from a prior marriage as the “contingent” beneficiaries.  Jerome and Angela later divorced.

Jerome then executed a new will, strongly expressing his desire that his former wife receive nothing from him after death, including by beneficiary designation.  However, he had not changed the beneficiary designation of the life insurance he had purchased during their marriage.

At his death, his sons sought an order in the probate court to designate them, rather than their step-mother, as rightful beneficiaries of Jerome’s life insurance policy.  The trail court found in favor of the sons, and issued an order naming them as the proper beneficiaries of the life insurance proceeds.

The Court of Appeals REVERSED.  The court stated that a probate court has no jurisdiction over life insurance policies where the decedent’s estate has no interest in the proceeds.  A beneficiary under an insurance policy takes the proceeds under an insurance contract, and not pursuant to the succession laws of the state.  The Appeals Court voided the trial court’s order.

Moral of the story?  Beneficiary designations trump your written estate plan.  ALWAYS, review the beneficiary designations of your life insurance policies, annuities, IRAs, 401(k)s, retirement plans, etc. as part of a comprehensive estate planning process.

 


Law Office of Joan Medeiros

Law Office of Joan Medeiros. Sacramento Estate Planning, trusts, revocable and irrevocable trusts, special needs trusts, probate, Medi-cal, VA, assets protection, trust administration, Gold River estate planning attorney. www.SacramentoEstatePlans.com

 

———————————————————————————————————-Sacramento Spanish Mobile Notary, Apostille, Translation.

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Happy Father’s Day

Father’s Day 2018

www.CaliforniaApostille.US, www.aSpanishMobileNotary.com,

Father’s Day Jun 17, 2018.
Photography Sergio Musetti.
California Apostille seal Sacramento Secretary of State Notary Public Carmichael, www.CaliforniaApostille.US www.aSpanishsMobileNotary.com

Father’s Day is a celebration honoring fathers and celebrating fatherhood, paternal bonds, and the influence of fathers in society.  The first known Father’s Day service occurred at the Williams Memorial Methodist Episcopal Church South in Fairmont, West Virginia, on July 5, 1908, thanks to the efforts of Grace Golden Clayton. Mrs. Clayton had asked her pastor, Dr. R. Thomas Webb, if a Sunday service could be held to honor fathers.

In Italy,  father’s day is celebrated on the 19th of March which is Saint Joseph’s day, the father of Jesus Christ.

In Latina America father’s day:

Argentina 3rd Sunday in June 2018 / 06 / 17 Sunday
Aruba 3rd Sunday in June 2018 / 06 / 17 Sunday
Bolivia 19th of March † 2018 / 03 / 19 Monday
Brazil (o Dia dos Pais) 2nd Sunday of August 2018 / 08 / 12 Sunday
Cape Verde (o Dia dos Pais) 19th of March † 2018 / 03 / 19 Monday
Canada 3rd Sunday in June 2018 / 06 / 17 Sunday
Chile 3rd Sunday in June 2018 / 06 / 17 Sunday
Colombia 3rd Sunday in June 2018 / 06 / 17 Sunday
Costa Rica 3rd Sunday in June 2018 / 06 / 17 Sunday
Cuba 3rd Sunday in June 2018 / 06 / 17 Sunday
Curação 3rd Sunday in June 2018 / 06 / 17 Sunday
Ecuador 3rd Sunday in June 2018 / 06 / 17 Sunday
El Salvador 17th of June 2018 / 06 / 17 Sunday
Spain 19th of March † 2018 / 03 / 19 Monday
United States of America 3rd Sunday in June 2018 / 06 / 17 Sunday
Guadeloupe (Fête des Pères) 3rd Sunday in June 2018 / 06 / 17 Sunday
Guatemala 17th of June 2018 / 06 / 17 Sunday
Haiti (Fête des Pères, Fèt dè Pè) The last Sunday of June 2018 / 06 / 24 Sunday
Honduras 19th of March † 2018 / 03 / 19 Monday
Jamaica 3rd Sunday in June 2018 / 06 / 17 Sunday
Martinique (Fête des Pères) 3rd Sunday in June 2018 / 06 / 17 Sunday
Mexico 3rd Sunday in June 2018 / 06 / 17 Sunday
Nicaragua 23rd of June 2018 / 06 / 23 Sunday
Panama 3rd Sunday in June 2018 / 06 / 17 Sunday
Paraguay 3rd Sunday in June 2018 / 06 / 17 Sunday
Portugal (o Dia do Pai) 19th of March † 2018 / 03 / 19 Monday
Peru 3rd Sunday in June 2018 / 06 / 17 Sunday
Puerto Rico 3rd Sunday in June 2018 / 06 / 17 Sunday
Dominican Republic The last Sunday in July 2018 / 07 / 24 Sunday
Uruguay 19th of July 2018 / 07 / 19 Thursday
Venezuela 3rd Sunday in June 2018 / 06 / 17 Sunday

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Notary Signing Agent

Notary Signing Agent: Purchase Loans, Loan Modification, Home Equity, Fixed &  Adjustable, Short Sale, Refinance, FHA – VA, Fannie, Freddie, Grant Deeds, Quit Claims, 1031, Commercial, E-signing, and bilingual when required.

There several definitions of Signing Agent: A Notary Signing Agent  (NSA) facilitates loan closings for the mortgage finance industry.  They must be a Notary before starting the NSA certification process.  A signing agent or courtesy signer is an agent whose function is to obtain a formal signature of the person that will sign the document,  and specializes in the notarization of real estate transfer and loan document signings.  A signing agent is a trusted professional state commissioned notary public, that performs the closing ceremony for real estate or mortgage loan transactions.

There are several companies and databases that offer Notary Signing Agents to title companies, banks, and the general public:

Signing Agent ASAP,Title and Escrow Companies_  Tired of paying “per signing” fees for your loan signing orders? Welcome to the Signing Agent ASAP! We have loan signing agents serving virtually every city nationwide. Our signing agents will handle any loan signing situation, including powers of attorney, loan documents, real estate documents, and reverse mortgages. Signing Agent ASAP will be your one-stop notary finding portal. With a combined 30 years of experience, our company is committed to help fulfill your needs with the professionalism, knowledge and dedication. We have an extensive database of qualified loan signing agents located throughout the entire United States. Our nationwide network consists of over 35,000 of the most professional and dedicated signing agents. Contact us today to request access to our loan signing agent locating portal.

123Notary, (1) 123notary.com goes the extra mile by organizing listings by both county and subcounty wherever possible. Sub-counties are the smaller areas within a larger county. Some state counties are overpopulated with notaries, so search results are made more efficient by dividing each county into its smaller areas. That way, when you’re looking for a notary, you can find a notary closest to where you need them. (2) 123notary gives you many options: you can find a notary by city, county, state, and zip code. When searching by city, you can choose only to show notaries within that city, or you can broaden your search to the entire county. (3) We modified our zip code search so that the search radius automatically adjusts itself to the area. Zip code searches in congested areas – like Los Angeles or New York City – will show notaries within a six mile radius; zip searches in less congested areas will show notaries within an eighteen mile radius. We made this adjustment so that searches bring up a reasonable number of choices across the board: not too many and not too few. (4) Looking for bilingual notaries? Now you can search for signing agents by language.

Notary Rotary. provider of products and services to notaries public nationwide. They offer the Internet’s most advanced notary search engine, discussion forum, signing agent and agency resources, notary education and a notary supply store. They have a database of Signing Services, Title and Escrow Companies and Lenders that Hire Notary Signing Agents. Do you need to have a document notarized? Need it Notarized? Find a Notary Public in Your Area.

Notary Cafe“is the number one resource for connecting professional notaries with the people who need them”  Whether you are a notary or you need a notary, you can benefit from our community. Our system is set up to be easy to use and understand, saving you time and making the process of connecting notaries and those who need them simple and efficient. Forums: Email template to escrow & title companies, How far in advance should signing company or title company book a notary? Finding title companies or law offices to accept outside closings, Title Company/ Attorneys Office for cash out signings, Trying to work directly with title companies, Title Company Help, and many other title company, signing agencies, signing agents topics.

Signing Agent: A Notary Signing Agent (NSA) database to handle your loan signings, an online directory of Notary Signing Agents who have passed an industry recognized background screening administered by the National Notary Association. They will help you locate Notary Signing Agents with the highest qualifications and the unique skills you are seeking. NNA Certified Notary Signing Agents who have taken our training, successfully passed the NNA’s certification exam and a background screening are listed first. They can be easily identified by the gold “NNA Certified and Trained” emblem that appears next to their name.. All NSAs listed have completed a thorough background screening(required every year). Find the most-qualified NSAs by their “National Notary Association_NNA Certified & Trained” badge.  These NNA Certified Notary Signing Agents have taken the NSA Certification course, passed the NNA’s industry-recognized certification exam and background screening. Used by most title companies to locate Notary Signing Agents nationwide.

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Sacramento Mobile Notary Signing Agent

Carmichael Mobile Notary Spanish certified Signing Agent | California Apostille Sacramento Secretary of State service, Bilingual Sacramento mobile Notary Signing Agent Necesita Apostilla en California?

Sacramento County, Placer County, Yolo County, Old Republic Title notary, Chicago Title notary, Stewart Title Notary, Fidelity National Title Notary, Orange Cost Title, Cornerstone Title,

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Notary Advertising Group

Promote your Notary business in the Notary Advertising Group 

Links, websites, Notary documentation, areas of coverage and anything you would like to advertise regarding your Notary business.

You must have a Google account and be a Notary Public. Free.

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Sacramento Real Estate Snapshot April 2018


Sacramento Real Estate Snapshot April 2018

Carmichael Real Estate Agents.

Kelli Foley
Broker
Carmichael
(916) 284-8519
Office: (916) 606-1442
Fax: (866) 805-6479
CA DRE License #: 01246994
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Carmichael mobile Notary Public S Musetti 833-737-6644  Spanish Notary Signing Agent, Sacramento County Notary, California Apostille same day  Service
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Each time you enter a new password into a website, RoboForm saves it.

Automatically remembers your passwords

One click Logins

No more typing usernames and passwords. RoboForm logs you in to websites with a single click.

Generate strong passwords Use our random password generator to create a strong and unique password for every site.

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Our users often have hundreds or even thousands of passwords stored in RoboForm. In addition, RoboForm will store and organize links to your favorite websites that don’t require logging in as Bookmarks. Folders and powerful search functionality make organizing both of these a cinch.

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To protect against dictionary, brute force, or other attacks, we use AES256 bit encryption with PBKDF2 SHA256. We also require a minimum Master Password length of 8 characters, with a minimum of 4 nonnumeric characters. More here about RoboForm security.

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Select a trusted contact to obtain access to your RoboForm Data in the event of death, incapacitation, or simply as a method of account recovery.

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Lawsuit against the Consumer Financial Protection Bureau

Community Financial Services Association of America, the payday lending trade group, filed a lawsuit against the Consumer Financial Protection Bureau. The regulation would require payday lenders to verify borrowers can afford the loan before lending money. It also caps the number of times a person can take out a payday loan in a row. It has already faced opposition from House and Senate Republicans who have introduced their own bills to stop the rule from going forward. Meanwhile, President Donald Trump-appointed acting head of the CFPB Mick Mulvaney has said he is looking over the rule. Washington Post.

 

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Carmichael Mobile Notary 95608California Apostille Service, Servicio de Apostilla

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Bill S.2155 (2017-2018) Economic Growth, Consumer Protection Act.

  1. Introduced

  2. Passed Senate

  3. Passed House
  4. To President
  5. Became Law

Economic Growth, Regulatory Relief, and Consumer Protection Act.   This bill amends the Truth in Lending Act to allow institutions with less than $10 billion in assets to waive ability-to-repay requirements for certain residential-mortgage loans; it amends the United States Housing Act of 1937 to reduce inspection requirements and environmental-review requirements;  credit reporting agencies to provide credit-freeze alerts; it amends the United States Housing Act of 1937 to revise the Family Self-Sufficiency (FSS) program. Congress.gov

The Economic Growth, Regulatory Relief, and Consumer Protection Act would pare some of those rules back — and many red state and rural Democrats are on board. After the financial crash and Great Recession of 2008–09, a Democratically-controlled Congress passed the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010. The bill tightened regulations on the financial institutions which most Democrats believed were primarily responsible for the crash. The vote was largely party line: 98 percent of Senate Democrats in favor, 92 percent of Senate Republicans against. However, most Republicans continue to — and even some red-state or rural Democrats have come to — believe some of the regulations were flawed. In particular, their biggest criticism is that the law made little to no distinction between the massive institutions which contributed to the crash versus the smaller or community-based banks and lenders which didn’t.

What the bill does?

 

 

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