Apostille service.

United States Apostille, certification service, Spanish English Translation.

What is an Apostille?

An “apostille” is a form of authentication issued to documents for use in countries that participate in the Hague Convention of 1961. A list of countries that accept Apostilles is provided by the US State Department.
Certification, authentication, embassy legalization. United States documents to use in foreign countries.
SAME DAY SERVICE Send your documents at the address provided in the website. We process them the same day. You will receive your apostilled docs through Fedex to your address, consulate, embassy or country. Include the return address. How to send an Apostille, fees and other information at the website below: 

VISIT >>>> Website for more information <<<<< 



Types of documents include corporate documents such as company bylaws and articles of incorporation, power of attorney, diplomas, transcripts, letters relating to degrees, marital status, references and job certifications, home studies, deeds of assignments, distributorship agreements, papers for adoption purposes, vital records: certificates of marriage, death, divorce, birth, debt certificates, bill of sale, export documents 

Spanish – Apostilla

Servicio de Apostilla de California

Apostilla, apostillado, legalizacion de documentos originales de California

Legalizamos sus documentos, certificados de nacimiento, matrimonio, divorcio, defuncion, cartas de poder, con Apostilla. Una vez apostillados usted recibira sus documentos a traves de Fedex Priority el mismo dia que los recibimos; envios a Estados Unidos o el exterior. 

Traducciones espanol ingles, certificaciones, notarizacion.
Same day service at the Sacramento Secretary of State. Llamenos, hablamos espanol.

We Fedex, UPS or DHL back your legalized documents to your USA address, consulate, embassy or country.

Apostille service to legalize your documents. 
Sacramento, California

Cities:
Apostille Service, California legalization of documents, same day service.

The Hague Legalization Convention is in force in the following countries.

ALBANIA* AMERICAN SAMOA ANDORRA ANGOLA ANGUILLA ANTIGUA AND BARBUDA ARGENTINA ARMENIA ARUBA AUSTRALIA AUSTRIA AZERBAIJAN* BAHAMAS BARBADOS BELARUS BELGIUM BELIZE BERMUDA BOSNIA-HERZEGOVINA BOTSWANA BRITISH VIRGIN ISLANDS BRUNEI BULGARIA CAYMAN ISLANDS CHINA (Hong Kong SAR) CHINA (Macau SAR) COLOMBIA COMOROS ISLANDS COOK ISLANDA CROATIA CYPRUS CZECH REPUBLIC DENMARK DJIBOUTI DOMINICA ECUADOR EL SALVADOR ESTONIA FALKLAND ISLANDS FIJI FINLAND FRANCE FRENCH POLYNESIA GEORGIA* GERMANY GIBRALTAR GREECE GRENADA GUAM (TERRITORY OF) GUERNSEY HONDURAS HONG KONG SAR (China) HUNGARY ICELAND INDIA* IRELAND ISLE OF MAN ISRAEL ITALY JAPAN JERSEY KAZAKHSTAN KOREA, REPUBLIC OF LATVIA LESOTHO LIBERIA* LIECHTENSTEIN LITHUANIA LUXEMBOURG MACAU SAR (China) MACEDONIA MALAWI MALTA MARSHALL ISLANDS MAURITIUS MEXICO MOLDOVA* MONACO MONTSERRAT MOZAMBIQUE NAMIBIA NETHERLANDS NETHERLANDS ANTILLES (Curacao, Bonaire, St. Martin, St. Eustatius and Saba) NEVIS NEW CALEDONIA NEW ZEALAND NIUE NORTHERN MARIANA ISLANDS (COMMONWEALTH OF) NORWAY PANAMA POLAND PORTUGAL PUERTO RICO ROMANIA RUSSIAN FEDERATION SAMOA SAN MARINO SERBIA SEYCHELLES SLOVAKIA SLOVENIA SOLOMON ISLANDS SOUTH AFRICA SPAIN ST. CHRISTOPHER (Kitts) AND NEVIS ST. GEORGIA AND SOUTH SANDWICH ISLANDS ST. HELENA ST. KITTS ST. LUCIA ST. PIERRE AND MIQUELON ST. VINCENT ST. VINCENT AND THE GRENADINES SURINAME SWAZILAND SWEDEN SWITZERLAND THE DISTRICT OF COLUMBIA TONGA TRINIDAD AND TOBAGO TURKEY TURKS AND CAICOS TUVALU U.S. VIRGIN ISLANDS UKRAINE* UNITED KINGDOM UNITED STATES VANUATU VENEZUELA VIRGIN ISLANDS, BRITISH WALLIS AND FUTUNA YUGOSLAVIA. 

Sergio Musetti, Apostille Service
Get the details for apostille service information 
We provide Apostille service to all areas of the state of California: Acampo Acton Adelanto Agoura Hills Aguanga Ahwahnee Alameda Alamo Albany Alhambra Aliso Viejo Alpine Alta Altadena Alturas Alviso Amador City American Canyon Anaheim Anderson Angels Camp Angwin Antelope Antioch Anza Applegate Apple Valley Aptos Arbuckle Arcadia Arcata Arnold Aromas Arroyo Grande Artesia Arvin Atascadero Atwater Auberry Auburn Avalon Avila Beach Azusa Bakersfield Baldwin Park Banning Barstow Bayside Beaumont Bella Vista Bellflower Bell Gardens Belmont Belvedere Tiburon Benicia Ben Lomond Berkeley Bethel Island Beverly Hills Big Bar Big Bear City Big Bear Lake Big Pine Big Sur Biola Bishop Blairsdengraeagle Bloomington Blue Jay Blue Lake Blythe Bodega Bay Bodfish Bonita Bonsall Borrego Springs Boulder Creek Brawley Brea Brentwood Bridgeport Brisbane Brookdale Buellton Buena Park Burbank Burlingame Burney Byron Cabazon Calabasas Calexico California City Calimesa Calistoga Camarillo Cambria Campbell Camp Meeker Camp Pendleton Canoga Park Canyon Country Capistrano Beach Capitola Cardiff By The Sea Carlotta Carlsbad Carmel Carmel By The Sea Carmel Valley Carmichael Carpinteria Carson Castaic Castro Valley Castroville Cathedral City Cayucos Cazadero Cedar Glen Cedar Ridge Ceres Cerritos Chatsworth Chester Chico Chino Chino Hills Chowchilla Chula Vista Citrus Heights City Of Industry Claremont Clayton Clearlake Clearlake Park Cloverdale Clovis Coachella Coarsegold Cobb Colfax Colton Columbia Colusa Compton Concord Cool Corning Corona Corona Del Mar Coronado Corte Madera Costa Mesa Cotati Cottonwood Covina Crescent City Crestline Culver City Cupertino Cypress Daly City Dana Point Danville Davis Death Valley Delano Delhi Del Mar Denair Descanso Desert Hot Springs Diamond Bar Diamond Springs Dinuba Discovery Bay Dixon Downey Duarte Dublin Dulzura Dunnigan Dunsmuir Earp East Irvine Edwards El Cajon El Centro El Cerrito El Dorado El Dorado Hills Elk Elk Grove Elmira El Monte El Segundo El Sobrante El Toro El Verano Elverta Emeryville Empire Encinitas Encino Escondido Esparto Essex Etna Eureka Exeter Fairfax Fairfield Fair Oaks Fallbrook Fall River Mills Farmersville Felton Ferndale Fiddletown Fillmore Firebaugh Folsom Fontana Foothill Ranch Foresthill Forest Knolls Forestville Fort Bragg Fort Irwin Fountain Valley Frazier Park Fremont French Camp Fresno Fullerton Galt Gardena Garden Grove Georgetown Geyserville Gilroy Glendale Glendora Glen Ellen Goleta Gonzales Granada Hills Grand Terrace Granite Bay Grass Valley Graton Greenbrae Greenfield Green Valley Lake Greenville Greenwood Gridley Grover Beach Guadalupe Gualala Guasti Gustine Hacienda Heights Half Moon Bay Hanford Happy Camp Harbor City Harmony Hathaway Pines Hawthorne Hayward Healdsburg Helendale Hemet Herald Hercules Hermosa Beach Hesperia Hickman Hidden Valley Lake Highland Hollister Homeland Hopland Hornbrook Huntington Beach Huntington Park Hydesville Idyllwild Imperial Beach Indian Wells Indio Inglewood Ione Irvine Isleton Jackson Jamestown Jamul Joshua Tree Julian June Lake Kelseyville Kenwood King City Kings Beach Kingsburg Klamath La Canada Flintridge La Crescenta Ladera Ranch Lafayette La Grange Laguna Beach Laguna Hills Laguna Niguel Laguna Woods Lagunitas La Habra La Jolla Lake Arrowhead Lake Elsinore Lake Forest Lakehead Lake Hughes Lake Isabella Lakeport Lakeside Lakewood La Mesa La Mirada Lancaster La Palma La Puente La Quinta Larkspur Lathrop Laton La Verne Lawndale Lee Vining Lemon Grove Lemoore Lewiston Lincoln Lincoln Acres Lindsay Little River Littlerock Livermore Livingston Lockeford Lodi Loleta Loma Linda Lomita Lompoc Long Beach Loomis Los Alamitos Los Alamos Los Altos Los Angeles Los Banos Los Gatos Los Molinos Los Olivos Los Osos Lucerne Lucerne Valley Lynwood Macdoel Madera Magalia Malibu Mammoth Lakes Manhattan Beach Manteca Manton Marina Marina Del Rey Mariposa Marshall Martinez Marysville Mather Maywood Mcclellan Mckinleyville Meadow Vista Mecca Mendocino Menifee Menlo Park Mentone Merced Middletown Midway City Millbrae Mill Valley Milpitas Mira Loma Mission Hills Mission Viejo Modesto Mojave Monrovia Montara Montclair Montebello Monterey Monterey Park Monte Rio Montrose Moorpark Moraga Moreno Valley Morgan Hill Morongo Valley Morro Bay Moss Beach Moss Landing Mountain Ranch Mountain View Mount Hermon Mount Shasta Murphys Murrieta Napa National City Needles Nevada City Newark Newbury Park Newcastle Newhall Newman Newport Beach Newport Coast Nice Nipomo Norco Norden North Highlands North Hills North Hollywood North Palm Springs Northridge Norwalk Novato Nuevo Oakdale Oakhurst Oakland Oakley Oak Park Oceano Oceanside Ojai Olivehurst Olympic Valley Ontario Orange Orangevale Orinda Orland Orosi Oroville Oxnard Pacifica Pacific Grove Pacific Palisades Pacoima Pala Palermo Palmdale Palm Desert Palm Springs Palo Alto Palo Cedro Palos Verdes Peninsula Panorama City Paradise Paramount Parker Dam Pasadena Paso Robles Patterson Pauma Valley Pearblossom Pebble Beach Penngrove Penn Valley Perris Petaluma Phelan Pico Rivera Piedmont Pine Grove Pine Mountain Club Pinole Pinon Hills Pioneer Pioneertown Pismo Beach Pittsburg Placentia Placerville Playa Del Rey Playa Vista Pleasant Hill Pleasanton Point Arena Pollock Pines Pomona Porter Ranch Porterville Port Hueneme Portola Portola Valley Potrero Potter Valley Poway Quail Valley Quincy Ramona Rancho Cordova Rancho Cucamonga Rancho Mirage Rancho Palos Verdes Rancho Santa Fe Rancho Santa Margarita Red Bluff Redding Redlands Redondo Beach Redwood City Redwood Estates Redwood Valley Reedley Rescue Reseda Rialto Richmond Ridgecrest Rio Linda Rio Nido Rio Vista Ripon Riverbank Riverside Rocklin Rodeo Rohnert Park Rosamond Rosemead Roseville Ross Rowland Heights Running Springs Ryde Sacramento Saint Helena Salida Salinas Salyer Samoa San Anselmo San Bernardino San Bruno San Carlos San Clemente San Diego San Dimas San Fernando San Francisco San Gabriel Sanger San Geronimo San Jacinto San Jose San Juan Capistrano San Leandro San Lorenzo San Luis Obispo San Marcos San Marino San Martin San Mateo San Miguel San Pablo San Pedro San Rafael San Ramon Santa Ana Santa Barbara Santa Clara Santa Clarita Santa Cruz Santa Fe Springs Santa Margarita Santa Maria Santa Monica Santa Paula Santa Rosa Santa Ynez Santee San Ysidro Saratoga Sausalito Scotts Valley Seal Beach Seaside Sebastopol Selma Shafter Shandon Shasta Lake Sheridan Sherman Oaks Shingle Springs Shingletown Sierra Madre Signal Hill Silverado Simi Valley Skyforest Sloughhouse Solana Beach Soledad Solvang Somerset Somes Bar Somis Sonoma Sonora Soquel Soulsbyville South El Monte South Gate South Lake Tahoe South Pasadena South San Francisco Spring Valley Springville Standish Stanford Stanton Stevenson Ranch Stinson Beach Stockton Strathmore Studio City Sugarloaf Suisun City Summerland Sun City Sunland Sunnyvale Sunol Sunset Beach Sun Valley Surfside Susanville Sutter Sutter Creek Sylmar Taft Tahoe City Tahoma Talmage Tarzana Tecopa Tehachapi Temecula Temple City Templeton Thermal Thousand Oaks Thousand Palms Tollhouse Toluca Lake Topanga Torrance Trabuco Canyon Tracy Travis Afb Trinidad Truckee Tujunga Tulare Tuolumne Turlock Tustin Twain Harte Twentynine Palms Ukiah Union City Universal City Upland Vacaville Valencia Vallejo Valley Center Valley Springs Valley Village Van Nuys Venice Ventura Victorville Villa Park Visalia Vista Volcano Walnut Walnut Creek Wasco Waterford Watsonville Weaverville Weed Weimar West Covina West Hills West Hollywood Westlake Village Westminster West Point West Sacramento Westwood Wheatland Whittier Wildomar Willits Wilmington Wilseyville Wilton Winchester Windsor Winnetka Winters Winton Woodacre Woodlake Woodland Woodland Hills Wrightwood Yolo Yorba Linda Yountville Yuba City Yucaipa Yucca Valley

Modesto servicio de apostilla. 95350, 95351,95352 ,apostille 95353, 95354 , 95355,95356,95357,95358,95397, 95821 apostille

Contact information: Sergio Musetti Tel 1-707-992-5551 Skype: spanishvoice 
August 2014 Apostille latest activity: 
Notarization: Rancho Cordova, Sacramento County
Loan Signing: Natomas, Sacramento County
Translation, Navy transcripts, diploma
Apostille for Ecuador Embassy
Notarizacion y apostilla de carta de poder para Hidalgo, Mexico
Traduccion de Acta de Nacimiento de Costa Rica, para Inmigración
Birth certificate, Apostille
Translation acta de nacimiento from Mexico, Spanish to English, for immigration
Death certificate (translation to Spanish), California Apostille for Michoacán
Power of Attorney for Serbia. Client said the recording department want the SOS seal connecting every 2 pages… ? Whoever asked this, did not read the Apostille handbook http://www.hcch.net/upload/apostille_hbe.pdf 
Bill of Sale notarization, apostille, Venezuela
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 Sacramento Mobile Notary

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Who needs more traffic? Text Ad Exchange

What is a Text Ad Exchange? This site is a Text Ad Exchange versus a regular traffic exchange, where the difference is that this site shows members’ contextual advertisements to other members as opposed to full web page views as most traffic exchanges do. It’s free 

Do Text Ad Exchanges really work?
Yes! Members get to choose which sites they want to view which makes for higher conversions for advertisers since members do not have to click through site after site they are not interested in. 

Instead, members only click on the text ads that catch their attention. Once they click on the text ad, they are taken to the website that is being advertised by the text ad. 

Text Ad Exchanges have really taken off in the past year due to the fact more and more members are realizing that they are receiving highly effective advertising for little or no cost at all. 

They are realizing that their ads are receiving less impressions BUT WAY MORE clicks! Text Ad Exchanges also offer HTML Ads, banner ads, solo ads, guaranteed Traffic Links and more. And Yes, if you are reading this then you are about to join one of the best Text Ad Exchanges around!

Post Your Text Ads 3 or 10 Times A Day
Commissions 20% or 50% On Every Upgraded Member & 50% On Their Purchases
Invite your potential clients to advertise

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Notary Public Day: November 7

National Notary Public Day                                              November 7, 2014

Notaries contribute with thousands of daily transactions as impartial witnesses promoting trust and integrity.

The origin of Notary goes back in history to Marcus Tullius with the words notae,  then notarius, people or registrars under the Emperor. Later in 1255, Rolandinus Passaggerii wrote Summa totius artis notariae in Bologna, Italy.

National Notary Public Day Nov 7

 

America’s first notary was Thomas Fugill, who was appointed by the Colony of New Haven in 1639.  From New Haven Colony Records:  Fugill was chosen publique notary, to attend the court and from time to time to ke[ep] a faithfull recorde of all passages and conclusions of the court, and of whatsoeu[er] else then or att other times shall by the court or magistrate be comitted to him concerning the ciuill publique occasions of the Plantation.”

There are different events on November 7, for example, in Alabama there will be a meeting at 10am at the Birmingham Public Library.

A few places mention the National Notary Day. The American Society of Notaries has a page, “Notary Public Day Honors America’s Notaries”  where they encourage to thank a Notary Public every November 7 and summarizes the tasks, importance, definition and history of notaries.

The National Notary Association, in its Notary Bulletin, has an article: A Celebration of The American Notary.  It presents the roles of some Notaries throughout history: Christopher Columbus (The Discovery of America),   Thomas McKean, Notary (founding of the United States), Notary and the President(John Calvin Coolidge, Sr.) and others.

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Writing and article and cannot find the words? Bloggers solution.

Sometimes you have the facts and news about a specific topic and you would like to rephrase it but… the words are just not there.

 

writing helpWell, help is available in real time, see an example.  Let’s say that you have the original sentence:  

Nobody has been arrested by the police officers, but the suspect is being interrogated by them.

This system automatically rewrites entire sentences and paragraphs. Look at the result:

Law enforcement are interrogating the defendant, although they have not detained anybody.

It not only understands what each word means, but also how each word interacts with each other.  It looks for possible ways to rewrite your article based on what the article truly means.  It will often completely rewrite sentences so they share nothing in common with the original sentence.  It reads the article like a human would, gathering facts and information.  It  creates synonyms for each article.  It can read an article and intelligently create high quality titles.

Read more

 

 

 

 

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Retirement accounts, trusts, Estate planning law.

Retirement Accounts and Estate Planning

For many Americans, retirement accounts comprise a substantial portion of their wealth. When planning your estate, it is important to consider the ramifications of tax-deferred retirement accounts, such as 401(k) and 403(b) accounts and traditional IRAs. (Roth IRAs are not tax-deferred accounts and are therefore treated differently). One of the primary goals of any estate plan is to pass your assets to your beneficiaries in a way that enables them to pay the lowest possible tax.

Generally, receiving inherited property is not a transaction that is subject to income tax. However, that is not the case with tax-deferred retirement accounts, which represent income for which the government has not previously collected income tax. Money cannot be kept in an IRA indefinitely; it must be distributed according to federal regulations. The amount that must be distributed annually is known as the required minimum distribution (RMD). If the distributions do not equal the RMD, beneficiaries may be forced to pay a 50% excise tax on the amount that was not distributed as required.

After death, the beneficiaries typically will owe income tax on the amount withdrawn from the decedent’s retirement account. Beneficiaries must take distributions from the account based on the IRS’s life expectancy tables, and these distributions are taxed as ordinary income. If there is more than one beneficiary, the one with the shortest life expectancy is the designated beneficiary for distribution purposes. Proper estate planning techniques should afford the beneficiaries a way to defer this income tax for as long as possible by delaying withdrawals from the tax-deferred retirement account.

The most tax-favorable situation occurs when the decedent’s spouse is the named beneficiary of the account. The spouse is the only person who has the option to roll over the account into his or her own IRA. In doing so, the surviving spouse can defer withdrawals until he or she turns 70 ½; whereas any other beneficiary must start withdrawing money the year after the decedent’s death.

Generally, a revocable trust should not be the beneficiary of a tax-deferred retirement account, as this situation limits the potential for income tax deferral. A trust may be the preferred option if a life expectancy payout option or spousal rollover are unimportant or unavailable, but this should be discussed in detail with an experienced estate planning attorney. Additionally, there are situations where income tax deferral is not a consideration, such as when an IRA or 401(k) requires a lump-sum distribution upon death, when a beneficiary will liquidate the account upon the decedent’s death for an immediate need, or if the amount is so small that it will not result in a substantial amount of additional income tax.

The bottom line is that trusts typically should be avoided as beneficiaries of tax-deferred retirement accounts, unless there is a compelling non-tax-related reason that outweighs the lost income tax deferral of using a trust. This is a complex area of law involving inheritance and tax implications that should be fully considered with the aid of an experienced estate planning lawyer.

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Apostille Guide – Do-It-Yourself.

What people says about DIY?  Do you DIY? There are so many things to embrace about making things by hand – the ingenuity, the dedication, the mistakes, the financial savings, the customization, the gift giving possibilities, the skills learned, and lessening the environmental footprint by reducing, reusing, recycling and repurposing items. Read more   DIY Costs Less Money (Most of the Time), Learning Something New Is Fun and Fulfilling, Your Pursuit for Improvement Gives You a Chance to Meet New People,  You May Even Be Able to Charge for Your New Skill,  DIY Gives You More Options in Retirement WiseBread.



Do-it-yourself Apostille. 



If you are not in a hurry and live in United States you may consider to process your own Apostille. This is a step-by-step e-guide to getting an Apostille stamp on all your documents fast (usually within 24-48 hours), securely, and for hundreds less than hiring an Apostille service! With my e-guide, you will be able to: Download all the information you need in two minutes! Determine if your documents qualify for Apostille or certification. Know exactly which government office to work with. Know with certainty that you Apostille will be legitimate. Utilize the same local resources the over-priced services use to oversee the entire transaction. Read more here.  If you are in a hurry and need an Apostille rush service click here

 

 

 

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Apostille service in California – Sacramento Mobile NotarySpanish 

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Estate Planning – Certificates of Shares

Estate Planning: How Certificates of Shares Are Passed Down

How is the funding handled if you decide to use a living trust?

Certificates represent shares of a company. There are generally two types of company shares: those for a publicly traded company, and those for a privately held company, which is not traded on one of the stock exchanges.

Let’s assume you hold the physical share certificates of a publicly held company and the shares are not held in a brokerage account. If, upon your death, you own shares of that company’s stock in certificated form, the first step is to have the court appoint an executor of your estate.

Once appointed, the executor would write to the transfer agent for the company, fill out some forms, present copies of the court documents showing their authority to act for your estate, and request that the stock certificates be re-issued to the estate beneficiaries.

There could also be an option to have the stock sold and then add the proceeds to the estate account that later would be divided among the beneficiaries. If the stock is in a privately held company there would still be the need for an executor to be appointed to have authority. However, the executor would then typically contact the secretary or other officers of the company to inquire about the existence of a shareholder agreement that specifies how a transfer is to take place after the death of a shareholder.  Depending on the nature of the agreement, the company might reissue the stock in the name(s) of the beneficiaries, buy out the deceased shareholder’s shares (usually at some pre-determined formula) or other mechanism.

If you set up a revocable living trust while you are alive you could request the transfer agent to reissue the stock titled into the name of the trust. However, once you die, the “trustee” would still have to take similar steps to get the stock re-issued to the trust beneficiaries.

If you open a brokerage account with a financial advisor, the advisor could assist you in getting the account in the name of your trust, and the process after death would be easier than if you still held the actual stock certificate.

Sacramento Estate Planning. Law Office of Joan Medeiros.

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Sacramento Mobile Notary Public –  Apostille service in Califlornia - Servicio de Apostilla y traduccion -

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Promoting your service with text ad exchange.

There are some many ways to promote your business.  Everyday there is something new and it’s difficult to catch up.  A different approach is with text ad exchange.   Another tool to invite business owners, service providers, website owners, etc.

What is a Text Ad Exchange?

A Text Ad Exchange differs from a regular traffic exchange, where the difference is that the site shows members’ contextual advertisements to other members as opposed to full web page views as most traffic exchanges do.

Delivering targeted traffic your sites will crave!  

“Stop Your Clicking”

You’ve Just Stumbled Upon The Ultimate Traffic Source That Will Deliver Highly Target Traffic And Prospects To Your Sites And Even Earn You Generous Cash Commissions

Must Have Traffic Is The
Ultimate Text Ad Exchange

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Sacramento Loan Officer and Realtor

When you look for a loan officer you expect experience and great service.   In the case of Bob Willett you also can include “Educator”.  Nothing like a good explanation in plain words help a lot when it comes to the Mortgage jargon.

To these type of questions “How much I can afford, what is the best program in my case and how much is going to cost me…?”  you may find useful clear words that help you understand how the industry works.

Involved in a mortgage banking certification program, Home Loan counseling center, and as a board member for a few Real Estate organizations, Mr Willett, will be able to help you in the right direction with the different type of programs, to name a few:

FHA and Conventional Loans, VA, Cal Vet, CalHFA, USDA, local and regional downpayment assistance, 203K Rehab lending, reverse mortgage and refinance,  HARP II refinance.

You can learn more at his LinkedIn site, his personal website.

If you need some help looking for a home for sale in Sacramento you contact his wife, Mary Willett at Sacramento Homes.

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Erika Badillo, bilingual Spanish Roseville Real Estate Agent

Erika Badillo

REALTOR® BRE# 01332986 LIC#: BRE# 01332986
From the Office of: ERS Roseville
ERS Roseville

Address:
1050 Opportunity Dr STE 125
Roseville, CA 95678

Direct: (916) 844-5949
Office: 916-604-9996
Mobile: (916) 844-5949

More >>

 

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About Erika Badillo

 

Erika Badillo is a highly accomplished California real estate agent, ranked in the upper 18% of her peers at the 82nd percentile.

She has completed at least 51 transactions with an average sale price of $142K. She has closed transactions ranging from $55K to $345K in value.

Erika’s brokerage of record is Ers Roseville where she primarily serves both buyers and sellers with Single Family properties in Sacramento, North Highlands and Citrus Heights and the None specified, Glen Elder and Valley Hi – North Laguna neighborhoods.

Erika stands out because of her depth of experience as a buyer’s agent. Neighborcity.

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Sergio Musetti Sacramento Notary, Apostille service Spanish Translation,

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