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See the list of services in the system:

Home Improvement, Wellness, Pets, Business, Events, Lessons, Crafts, Design and web, Legal, Personal, Photography, Repair and technical support, Writing, translation, and transcription, Home Improvement
House Cleaning
Lawn Mowing and Trimming
Interior Design
Handyman
Roof Repair or Maintenance
General Contracting
Above Ground, Swimming Pool Installation, Aeration, Air Quality, Inspection, Antique Restoration, Appliance Installation, Appliance Repair or Maintenance, Architectural Services, Artificial Turf Installation, Asbestos Inspection, Asbestos Removal, Asphalt Installation, Asphalt Repair, and Maintenance, Attic Remodel, Baby Gate Assembly, and Installation, Balcony Addition, Balcony Remodel, Balcony Repair, Barn Construction, Basement Drainage, Installation, Basement, Drainage Repair, Basement Finishing, or Remodeling, Bathroom Remodel, Bed Bug Extermination, Bed Frame Assembly, Boiler Inspection or MaintenanceBoiler InstallationBoiler RepairBoulder PlacementBrick or Stone RepairCabinet InstallationCabinet PaintingCabinet RefacingCabinet RefinishingCabinet RepairCabinetryCarpet CleaningCarpet InstallationCarpet RemovalCarpet Repair or Partial ReplacementCaulkingCentral Air Conditioning InstallationCentral Air Conditioning MaintenanceCentral Air Conditioning RepairChild ProofingChimney CleaningChimney InspectionCircuit Breaker Panel or Fuse Box InstallationCircuit Breaker Panel or Fuse Box RepairCloset AdditionCloset RemodelCloset and Shelving System InstallationCommercial Carpet CleaningCommercial CleaningCommercial Window TintingConcrete InstallationConcrete RemovalConcrete Repair and MaintenanceConcrete SawingConcrete Wall InstallationConstruction ServicesCooling IssuesCountertop InstallationCountertop Repair or MaintenanceCrib AssemblyCurtain CleaningCurtain InstallationCurtain RepairCustom Cabinet BuildingCustom Furniture BuildingDeck SealingDeck StainingDeck or Porch Remodel or AdditionDeck or Porch RepairDemolition ServicesDesk AssemblyDirt or Gravel RemovalDishwasher InstallationDoor InstallationDoor RepairDoorway WideningDresser AssemblyDrip Irrigation System MaintenanceDryer Vent CleaningDryer Vent Installation or ReplacementDrywall Installation and HangingDrywall Repair and TexturingDuct and Vent CleaningDuct and Vent Installation or RemovalDuct and Vent IssuesDumpster RentalEarthquake Damage RepairEarthquake/Seismic RetrofitElectrical InspectionElectrical and Wiring RepairEmergency PlumbingEnergy Efficiency RemodelEngravingEntertainment Center or TV Stand AssemblyEpoxy Floor CoatingExcavation ServicesExterior PaintingFan InstallationFaux Finishing or PaintingFence PaintingFence and Gate InstallationFence and Gate RepairsFertilizingFinish CarpentryFire Damage Restoration CleaningFire Escape InstallationFire Escape Maintenance and RepairFire Extinguisher InspectionFire or Smoke Damage RepairFireplace and Chimney CleaningFireplace and Chimney InspectionFireplace and Chimney InstallationFireplace and Chimney RepairFitness Equipment AssemblyFloor CleaningFloor Installation or ReplacementFloor Painting or CoatingFloor PolishingFloor RepairFoundation InstallationFoundation RaisingFoundation RepairFoundation or Basement WaterproofingFraming CarpentryFull Service Lawn CareFurnace and Heating System Installation or ReplacementFurnace and Heating System MaintenanceFurnace and Heating System Repair or MaintenanceFurniture AssemblyFurniture DeliveryFurniture Moving and Heavy LiftingFurniture RefinishingFurniture RepairFurniture UpholsteryGarage AdditionGarage Door Installation or ReplacementGarage Door RepairGarage RemodelGarage, Basement or Attic CleaningGarbage Disposal InstallationGarbage Disposal RepairGardeningGas Line InstallationGazebo Installation and ConstructionGazebo Repair and MaintenanceGeneral CarpentryGeneral ContractingGenerator InstallationGenerator RepairGeothermal Energy ServicesGreenhouse AdditionGreenhouse ServicesGutter Cleaning and MaintenanceGutter Installation or ReplacementGutter RepairHandymanHardwood Floor RefinishingHeat Pump Inspection or MaintenanceHeat Pump Installation or ReplacementHeat Pump RepairHeated Floor InstallationHeating IssuesHoliday Lighting Installation and RemovalHome AutomationHome Energy AuditingHome InspectionHome Modification for AccessibilityHome OrganizingHome RemodelingHome Security and Alarm Repair and Modification Home Security and Alarms InstallHome StagingHome Theater ConstructionHome Theater Surround Sound System InstallationHome Theater System Installation or ReplacementHome Theater System Repair or ServiceHome Theater System WiringHome WaterproofingHot Tub MovingHot Tub and Spa Cleaning and Maintenance Hot Tub and Spa InstallationHot Tub and Spa RepairHouse CleaningHouse SittingIKEA Furniture AssemblyIn-Ground Swimming Pool ConstructionIndoor Air Quality TestingInsulationInterior DesignInterior PaintingInterior Wall AdditionInterior Wall RemovalJunk RemovalKitchen Island InstallationKitchen Island RemovalKitchen RemodelLand ClearingLand Leveling and GradingLand SurveyingLawn Mower RepairLawn Mowing and TrimmingLead TestingLeaf Clean UpLeather Repair Conditioning and RestorationLighting InstallationLocal Moving (under 50 miles)Lock Installation and RepairLong Distance MovingMasonry Construction ServicesMattress CleaningMetalworkMobile Home Skirting InstallationMold Inspection and RemovalMudjackingMulchingMuralistNew Home ConstructionOdor RemovalOffice MovingOutdoor Equipment or Furniture AssemblyOutdoor Kitchen Remodel or AdditionOutdoor Landscaping and DesignOutdoor Pesticide ApplicationOutdoor or Balcony CleaningPacking and UnpackingPaint RemovalPatio Cover and Awning InstallationPatio Cover and Awning Repair and MaintenancePatio Remodel or AdditionPatio RepairPergola AdditionPest Control ServicesPest InspectionPet Door InstallationPet Door RemovalPiano MovingPicture FramingPicture Hanging and Art InstallationPlant Watering and CarePlasteringPlay Equipment ConstructionPlayhouse ConstructionPlumbing Drain RepairPlumbing InspectionPlumbing Pipe Installation or ReplacementPlumbing Pipe RepairPool Table AssemblyPool Table MovingPool Table Repair ServicesPopcorn Texture RemovalPowder CoatingPressure WashingProperty ManagementRadiator Inspection or MaintenanceRadiator Installation or ReplacementRadon MitigationRadon TestingRailing Installation or RemodelRailing RepairReal Estate AppraisalRefrigerator InstallationResidential Window TintingRodent and Animal RemovalRoll-in Shower InstallationRoof CleaningRoof InspectionRoof Installation or ReplacementRoof Repair or MaintenanceRoof or Gutter WinterizationRoom ExtensionRoom RemodelRoom SplittingRug CleaningSatellite Dish ServicesSauna InstallationSauna Repair or MaintenanceScreen Installation or ReplacementSeedingSeptic System InspectionSeptic System Installation or ReplacementSeptic System Repair or MaintenanceShed ConstructionShower Grab Bar InstallationShower and Bathtub Installation or ReplacementShower and Bathtub RepairShrub PlantingShrub Trimming and RemovalShutter InstallationShutter RemovalShutter RepairShuttersSiding InstallationSiding RemovalSiding RepairSink or Faucet Installation or ReplacementSink or Faucet RepairSkylight Installation or RepairSnow PlowingSod InstallationSolar Panel Cleaning or InspectionSolar Panel InstallationSolar Panel RepairSound ProofingSprinkler and Irrigation System InstallationSprinkler and Irrigation System Repair and MaintenanceStained GlassStair Installation or RemodelStair and Staircase RepairStorm or Wind Damage Recovery ServiceStructural Engineering ServicesStucco ApplicationStucco RepairSump Pump Installation or ReplacementSump Pump Repair or MaintenanceSunroom AdditionSwimming Pool Cleaning, Maintenance, and InspectionSwimming Pool InspectionSwimming Pool RemovalSwimming Pool RepairSwitch and Outlet InstallationSwitch and Outlet RepairTV MountingTV Repair ServicesTermite Control ServicesTermite InspectionThermostat InstallationThermostat RepairTile Installation and ReplacementTile RepairTile and Grout CleaningToilet Grab Bar InstallationToilet Installation or ReplacementToilet RepairTree PlantingTree Stump Grinding and RemovalTree Trimming and RemovalTrim or Molding InstallationUpholstery and Furniture CleaningVacuum Cleaner InstallationWall or Portable AC Unit MaintenanceWallpaper Installation or RepairWallpaper RemovalWashing Machine InstallationWater Damage Cleanup and RestorationWater Dock ServicesWater Feature InstallationWater Feature Repair and MaintenanceWater Heater Installation or ReplacementWater Heater Repair or MaintenanceWater Treatment Repair or MaintenanceWater Treatment System Installation or ReplacementWeatherizationWeedingWeldingWell System WorkWell Water InspectionWheelchair Ramp InstallationWheelchair Ramp RepairWindow AC MaintenanceWindow Blinds CleaningWindow Blinds Installation or ReplacementWindow Blinds RepairWindow CleaningWindow InstallationWindow RepairWindow Treatment Installation or ReplacementWindow or Door SealingWindow, Wall, or Portable AC Unit InstallationWiring Installation

Wellness

Personal Training
Massage Therapy
Life Coaching
Private Yoga Instruction (for me or my group)
Pilates
Nutritionist
Acupuncture ServicesAlternative HealingCreativity CoachingFacialFamily CounselingGrief CounselingHair Coloring and HighlightsHatha YogaHealth and Wellness CoachingHypnotherapyLife CoachingMarriage and Relationship CounselingMassage TherapyMeditation InstructionNutritionistPersonal TrainingPhysical TherapyPilatesPower YogaPrenatal YogaPrivate Yoga Instruction (for me or my group)QigongReiki HealingSocial Anxiety CounselingSpiritual CounselingStress Management CoachingTai ChiTherapy and CounselingTime and Organizational ManagementVinyasa Flow Yoga

Pets

Dog Walking
Pet Care
Aquarium Services
Tour Guiding
Cat Grooming
Animal Training and Behavior Modification (Non-canine)Aquarium ServicesCat BoardingCat GroomingDog BoardingDog DaycareDog Fence InstallationDog GroomingDog MassageDog TrainingDog WalkingPet BoardingPet CarePet MassagePet Sitting

Business

Data Entry
Accounting
Attorney
Logo Design
Computer Repair
Paranormal Investigation
3D Modeling3D PrintingAccountingAdministrative SupportAdvertisingAndroid App DevelopmentAnimationArabic TranslationAttorneyBankruptcy AttorneyBlog WritingBodyguard ServicesBusiness ConsultingBusiness Tax PreparationCantonese TranslationChinese TranslationCivil AttorneyCoin Operated Machine RepairComputer RepairConsumer AttorneyContracts AttorneyCopyright AttorneyCorporate Law AttorneyCourt InterpretingCriminal Defense AttorneyCustomer Service SupportCzech TranslationDUI AttorneyDanish TranslationData Analytics ConsultingData EntryData Recovery ServiceDigital Art DesigningDigital MarketingDirect Mail MarketingDisability AttorneyDivorce AttorneyDocument DestructionDutch TranslationE-commerceE-commerce ConsultingEditingEmail ManagementEmail MarketingEngineering and Technical DesignEnterprise Resource PlanningEstate AttorneyExercise Equipment RepairFamily Law AttorneyFarsi TranslationFinancial Services and PlanningFrench TranslationGenealogyGerman TranslationGreek TranslationHR and Payroll ServicesHeavy Equipment Repair ServicesHebrew TranslationHindi TranslationIllustratingImmigration AttorneyIndividual Tax PreparationIndonesian TranslationIntellectual Property AttorneyInternational Law AttorneyItalian TranslationJapanese TranslationKorean TranslationLabor and Employment AttorneyLatin TranslationLegal Document PreparationLegal ServicesLegal TrainingLogo DesignMandarin TranslationMarketingMarketing Strategy ConsultingMediationMedical TranscriptionMobile DesignMobile Game DevelopmentMobile Software DevelopmentNetwork Support ServicesNew Business Incorporation AttorneyNorwegian TranslationNotarizationParanormal InvestigationPatent AttorneyPersonal Injury AttorneyPhone or Tablet RepairPoint of Sale Repair ServicesPolish TranslationPortuguese TranslationPresentation DesignPrint DesignPrinter RepairPrinter and Copier RepairPrivate InvestigationProcess ServingProject ManagementPublic RelationsReal Estate Agent ServicesReal Estate AttorneyRecruitingResume WritingRomanian TranslationRouter Setup and Installation ServicesRussian TranslationSanskrit TranslationScandinavian TranslationSearch Engine MarketingSearch Engine OptimizationSecurity Guard ServicesSocial Media MarketingSoftware DevelopmentSoftware Quality Assurance and TestingSomali TranslationSpanish TranslationStartup AttorneyStatistical AnalysisStrategy and Operations ConsultingSwahili TranslationSwedish TranslationTagalog TranslationTax AttorneyTechnology Support ServiceTelemarketing and Telesales ServicesTelephone System ServicesText Message MarketingThai TranslationTrademark AttorneyTraffic Law AttorneyTranscriptionTranslationTravel Agency ServicesTurkish TranslationUI DesignVietnamese TranslationVirus Removal ServicesWeb Content WritingWeb DesignWeb DevelopmentWeb HostingWeb ProgrammingWeb ResearchWebsite Game DevelopmentWelsh TranslationWills and Estate PlanningWindows App DevelopmentWriting ServicesiOS App Development

Events

DJ
Wedding Officiant
Event Catering
Wedding and Event Makeup
Photo Booth Rental
Bartending
AV Equipment Rental for EventsAV Equipment Rental for WeddingsAerial PhotographyAlterationsAnimal Show EntertainmentAnniversary Party PlanningAstrology ReadingAudio Equipment Rental for EventsAudio RecordingBachelorette Party PlanningBalloon DecorationsBalloon TwistingBand EntertainmentBarbecue and Grill ServicesBartendingBelly DancingBody PaintingBoudoir PhotographyBounce House and Party Inflatables RentalBridal Shower Party PlanningBridal StylistBridesmaid Dress AlterationsBroadway SingerCalligraphyCandy Buffet ServicesCaricaturingCasino Games RentalsCharter Bus RentalChocolate Fountain RentalCircus ActClown EntertainmentComedy EntertainmentCommercial PhotographyContortionistCorporate Party PlanningCorporate VideographyCostumed Character EntertainmentCraft Party PlanningCrochetingCustom AirbrushingCustom Arts and CraftsCustom Clothes DesignCustom Gift BasketsCustom JewelryCustom TailorDJDance EntertainmentDunk Tank Rental ServicesEaster BunnyEmbroideryEngagement Party PlanningEngagement PhotographyEntertainmentEvent Bouncer ServicesEvent CateringEvent FloristEvent Help and Wait StaffEvent PhotographyEvent Security ServicesEvent Venue ServicesEvent VideographyFace PaintingFishing Trip Guide ServicesFood Truck or Cart ServicesFortune Teller EntertainmentFundraising Event PlanningHeadshot PhotographyHenna TattooingHoneymoon Travel SpecialistHuman Statue EntertainmentIce Cream Cart RentalImpersonatingImpressionist EntertainmentJugglingKaraoke Machine RentalLaser Show EntertainmentLighting Equipment Rental for EventsLimousine and Chauffeur ServicesMC and Host ServicesMagicianMobile Petting Zoo EntertainmentMotivational SpeakingMusic Duo EntertainmentNature PhotographyPalm Reader EntertainmentPalm ReadingParty Bus RentalParty FavorsParty PlanningParty Planning (for children)Pastry Chef and Cake Making ServicesPersonal ChefPet PhotographyPhoto Booth RentalPhoto ScanningPianistPony RidingPopcorn Machine RentalPortrait ArtistryPortrait PhotographyPuppet Show EntertainmentQuiltingReal Estate and Architectural PhotographySantaScrapbookingSightseeingSingersSinging TelegramSolo Musician EntertainmentSommelier ServicesSongwritingSports PhotographyStilt WalkerStorytellingString Quartet EntertainmentTarot Card Reader EntertainmentTarot Card ReadingTemporary Tattoo ArtistryTour GuidingValet ParkingVentriloquistVideo Booth RentalVideo EditingVideo Equipment Rental for EventsVideo ProductionVideo Streaming and Webcasting ServicesVideo Transfer ServicesVocal EnsembleWardrobe ConsultingWedding CakesWedding CateringWedding Ceremony MusicWedding CoordinationWedding Dance LessonsWedding Dress AlterationsWedding FloristWedding Henna TattooingWedding OfficiantWedding PhotographyWedding PlanningWedding Ring ServicesWedding SingerWedding String QuartetWedding Venue ServicesWedding VideographyWedding and Event DecoratingWedding and Event Hair StylingWedding and Event InvitationsWedding and Event MakeupWine Tastings and Tours

Lessons

Singing Lessons
Piano Lessons
Self Defense Lessons
Reading and Writing Tutoring
Math Tutoring
Private Yoga Instruction (for me or my group)
ACT Tutoring, ASVAB TutoringAccounting TrainingActing LessonsAlgebra TutoringArabic LessonsArchery LessonsArts and Crafts LessonsAudio Production LessonsBagpipe LessonsBanjo LessonsBanjo Lessons (for adults)Baseball LessonsBasic Math TutoringBasketball LessonsBass Guitar LessonsBass Guitar Lessons (for adults)Bass Guitar Lessons (for children or teenagers)Biology TutoringBusiness Finance TrainingCPR TrainingCalculus TutoringCalligraphy LessonsCello LessonsCello Lessons (for adults)Cello Lessons (for children or teenagers)Chemistry TutoringChess LessonsClarinet LessonsClarinet Lessons (for adults)Clarinet Lessons (for children or teenagers)Climbing LessonsCollege Admissions CounselingCollege-level Math TutoringComedy LessonsComputer LessonsCrocheting LessonsCycling TrainingDouble Bass Lessons (for adults)Double Bass Lessons (for children or teenagers)Drawing LessonsDriving LessonsDrum LessonsDrum Lessons (for adults)Drum Lessons (for children or teenagers)ESL (English as a Second Language) LessonsEconomics TutoringElementary School Math Tutoring (K-5)Fabric Arts LessonsFashion and Costume Design InstructionFiddle LessonsFilmmaking LessonsFirst Aid TrainingFlower Arranging InstructionFlute LessonsFlute Lessons (for adults)Flute Lessons (for children or teenagers)French Horn LessonsFrench Horn Lessons (for children or teenagers)French LessonsGED TutoringGMAT TutoringGRE TutoringGeometry TutoringGerman LessonsGolf LessonsGrad School Math TutoringGraphic Design InstructionGuitar LessonsHarmonica LessonsHarmonica Lessons (for adults)Harp Lessons (for children or teenagers)Hebrew LessonsHigh School Math Tutoring (Grades 9-12)History TutoringHorseback Riding LessonsHorseback Riding Lessons (for adults)Horseback Riding Lessons (for children or teenagers)ISEE TutoringItalian LessonsJapanese LessonsJewelry Making LessonsKeyboard LessonsKnitting LessonsKorean LessonsLSAT TutoringLeadership Development TrainingMCAT TutoringMagic LessonsMakeup Artistry LessonsMandarin LessonsMandolin LessonsMandolin Lessons (for adults)Marketing TrainingMath TutoringMedical Coding TrainingMiddle School Math Tutoring (Grades 6-8)Multi-Subject TutoringMusic Composition LessonsMusic Theory LessonsNCLEX TutoringNegotiation TrainingNeonatal Resuscitation Program LessonsOboe Lessons (for children or teenagers)Painting LessonsPersonal Finance InstructionPhotography LessonsPhysics TutoringPiano LessonsPiano TuningPortuguese LessonsPrecalculus TutoringPrivate Cooking LessonsPrivate Dance Lessons (for me or my group)Private Swim LessonsPrivate Tennis Instruction (for me or my group)Public Speaking LessonsQuilting LessonsReading and Writing TutoringReal Estate TrainingReiki LessonsRunning and Jogging LessonsSAT II TutoringSAT TutoringSafety and First Aid InstructionSales TrainingSaxophone LessonsSaxophone Lessons (for adults)Saxophone Lessons (for children or teenagers)Science TutoringScuba Diving LessonsSculpting LessonsSearch Engine Optimization TrainingSelf Defense LessonsSewing LessonsSign Language LessonsSilkscreening LessonsSinging LessonsSkateboarding LessonsSoccer LessonsSocial Studies TutoringSoftball LessonsSpanish LessonsSpecialized Language LessonsStatistics TutoringSurfing LessonsTOEFL TutoringTable Tennis LessonsTeacher TrainingTrigonometry TutoringTrombone Lessons (for adults)Trombone Lessons (for children or teenagers)Trumpet LessonsTrumpet Lessons (for adults)Trumpet Lessons (for children or teenagers)Ukulele LessonsUkulele Lessons (for adults)Ukulele Lessons (for children or teenagers)Viola LessonsViola Lessons (for adults)Viola Lessons (for children or teenagers)Violin LessonsViolin Lessons (for adults)Violin Lessons (for children or teenagers)Voice Over LessonsVolleyball LessonsWelding InstructionWine Appreciation Lessons

Crafts

Crocheting Custom AirbrushingCustom Gift BasketsCustom JewelryEmbroideryEngravingIllustratingPortrait ArtistryPowder CoatingQuiltingScrapbookingSongwritingStained Glass

Design and web

Animation Engineering and Technical DesignIllustratingLogo DesignMobile Software DevelopmentPresentation DesignPrint DesignSoftware DevelopmentUI Design

Personal

Astrology ReadingBodyguard ServicesFamily CounselingGenealogyHouse SittingLife CoachingMediationPalm ReadingParanormal InvestigationPrivate InvestigationSpiritual CounselingTarot Card ReadingWardrobe Consulting

Photography

Aerial PhotographyBoudoir PhotographyCommercial PhotographyEngagement PhotographyEvent PhotographyEvent VideographyHeadshot PhotographyNature PhotographyPet PhotographyPhoto ScanningPicture FramingPortrait PhotographySports PhotographyVideo EditingWedding PhotographyWedding Videography

Repair and technical support

Appliance InstallationCoin Operated Machine RepairComputer RepairData Recovery ServiceExercise Equipment RepairHeavy Equipment Repair ServicesNetwork Support ServicesPhone or Tablet RepairPoint of Sale Repair ServicesPool Table Repair ServicesPrinter RepairPrinter and Copier RepairTelephone System ServicesVacuum Cleaner Installation

Writing, Translation.

                                Setup your professional listing now

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Quick ways to cut Energy Costs. Real Estate, Sacramento

Lyon Real Estate

November 2017

Lyon Real Estate

 Quick Ways to Cut Energy Costs

With cooler temperatures coming, energy costs inevitably will go up. There’s no need to throw good money away, however, when even small changes can make a difference in those monthly bills. Many of us don’t take advantage of many simple avenues to save money, according to a new survey from SaveonEnergy.com. Only 14 percent say they unplug their home printer when it isn’t in use, and six in 10 consumers don’t shut down their home computer when it isn’t in use, both of which could result in hundreds in annual savings. 


Small projects
•  Sealing home air leaks is a project that can have a big payoff, cutting your home heating and cooling bills by up to 20 percent. 

•  Tune up the heating system. Neglecting your heater can cause inefficiency and costly (and inconvenient) failure. A thorough tune-up will include inspection of the gas valve, filter, belts, pumps, burners, thermostats, and safety controls as well as clean the blower, gauges and pilot light and any other minor adjustments. 

•  Consider switching to a natural-gas water heater (which uses less than half the energy of an electric one), and turn the setting down to 120 degrees.

Efficient Appliances
  •   Replace a top-loading washing machine with a front-loader, which generally uses 50 percent less energy and a third less water. Use delay-starts to run appliances during non-peak hours. Wash clothes on cold whenever possible.

• Downsize. Many of us hold on to older refrigerators or freezers for overflow items (usually in the garage or basement). These appliances are big energy consumers.

Taking Control of the Thermostat
  • You can save up to 10% each year on heating and cooling bills by turning back the thermostat 7°-10°F for 8 hours a day. • Homes are getting smarter and so are thermostats. Smart thermostats are wi-fi enabled and can adjust to lifestyle and daily schedules, provide track-able energy-use data, and allow you to control temps via smartphone. Nest, EcoBee, and Honeywell are among today’s top brands.  If you want to understand how to get the biggest bang for your buck, we recommend a professional home energy audit, which can help you pinpoint areas where your home is losing energy and which improvements will save you the most money.

Efficient Appliances

• Replace a top-loading washing machine with a front-loader, which generally uses 50 percent less energy and a third less water. Use delay-starts to run appliances during non-peak hours. Wash clothes on cold whenever possible.

• Downsize. Many of us hold on to older refrigerators or freezers for overflow items (usually in the garage or basement). These appliances are big energy consumers.

Claudia Vyhmeister  REALTOR®, ABR

Direct(916) 765-9730
Cal BRE#01393964

Posted in Carmichael, Home, Real Estate | Comments Off on Quick ways to cut Energy Costs. Real Estate, Sacramento

News

November 7, 2017                                                                    Apostille Service in California

News

Sports:
Soccer World Cup: Germany and Brazil?

Science:
You’re throwing away the healthiest part of the avocado

Business:
House prices rising at fastest rate since the start of the year

Technology:
20 Amazon tips to save you time and money
Facebook introduces a Messenger plugin for business websites

Politics:
Trump lands in South Korea for nuclear talks about North Korea

Arts and Entertainment:
Weinstein scandal; Asia Argento, Rose McGowan.

 >>   read the News

 

 

  

Posted in Apostille Services, News, Notary | Tagged , | Comments Off on News

Advertising Marketing: Convert text into video

ARTICLE VIDEO ROBOT

Article Video Robot (AVR)

(launched in 2009)

Aimed primarily at B2B marketing, this software currently ranks at #17,473 on Alexa, receives over 2.1 million hits per month and has generated million of dollars in revenue till date.

AVR is the original and highly acclaimed, fully-automated web-based software for converting text into video. With its extensive database, AVR provides a one-click solution for driving traffic to websites. It analyzes text-based articles and turns them into relevant, pre-programmed imagery, video, speech and sound, which can then be uploaded to blogs, social networking and video sites.

Create stunning marketing videos from any plain-text article in just 2 minutes!

Increase website sales and traffic with video marketing!
No camera or video editing required!

The world’s only software that can convert any plain-text article into a stunning marketing video with animation, music, graphics and a complete voice-over in just one single click!

          Watch videos  >>

Posted in advertising tools, articles writing help, Communications, creative, Marketing, video marketing | Tagged , , , | Comments Off on Advertising Marketing: Convert text into video

The Reality of Modern Banking.

The Reality of Modern Banking – Part 1

It has been many years since I have been able to walk into a bank and have someone recognize me as a customer.  Those days are gone, given over to the convenience of online banking and ATM machines.

Also gone, unfortunately, is the depth of banking experience a customer could expect from a retail banking employee.

Signature Authority on a Checking Account  A very common scenario in my business is an elderly client who wants her child to be able to sign checks on the household account “just in case” something should happen.

I understand what the client wants–someone who has signature authority on an account–not co-ownership of that same account.

Co-Ownership by a Child.  At least once a week I ask a new client to check with her bank to see whether the child she has authorized has been listed as a co-owner of the checking account, or merely someone who has the power/authority to sign checks on behalf of the account owner.  In the vast majority of the cases, the banks have erred, and have made the child of the account owner a co-owner of the account.

What Does That Mean?  When the client/owner of the bank account passes away, all of the funds in the co-owned accounts pass to the co-owner/child, regardless of what the client’s estate planning wishes are.  In some cases, the damage is minimal, if the co-ownership is on a small household account that has a low balance.  But I have seen serious damage done to a client’s estate plan when this misunderstanding resulted in all of the client’s wealth transferred on death to one child, completely cutting out the other children who would have received part of the inheritance through an established estate plan.

Wouldn’t the Child Be Obligated to Share?  No.   A co-owned account is exactly what it says–co-owned by the child who has been signing the checks for Mom.  That child is under no legal obligation to share those funds with others named in the estate plan.

Visit a qualified estate planning attorney for a check-up of your estate plan, and how your financial accounts are held.  It could save your family a lot of grief.

 


 

 

Posted in banking, Estate Planning, Estate Planning Attorneys, Trusts | Tagged , , , , , | Comments Off on The Reality of Modern Banking.

Coupons, deals. Carmichael, CA.

Sacramento Spanish Mobile Notary Public signing agent, Apostille, English > Spanish Translation. Se habla Espanol. Tel 707-992-5551

___________________________________________________________

♥ Coupons – Deals. Carmichael.

9/9/2017

Yelp: Add your business and get $5 coupon.

Wholefoods 9/9/2017

Bookworm.   $10 for $20 Deal    4949 Marconi Ave Carmichael, CA 95608  (916) 488-2102

iMasterTek iPhone, iPad & iPod Repair Services,     $5 for $10 Deal   6201 Greenback Ln Unit G Citrus Heights, CA 95621   Phone number (916) 847-5533

Carmichael Academy – Family Taekwondo      $20 for $50 Deal   5733 Marconi Ave Carmichael, CA 95608 Phone number (916) 979-9155

Parish Family Dental       $50 for $100 Deal     4005 Manzanita Ave Carmichael, CA 95608 Phone number (916) 484-7481

Gallagher’s Carpet Care $97 for $150 Deal (916) 300-9010

Merranda’s Salon & Spa $115 for $150 Deal 8300 Fair Oaks Blvd, Carmichael, CA 95608 Phone number (916) 515-9651

Lifeline Chiropractic $65 for $95 Deal 7220 Fair Oaks Blvd Carmichael, CA 95608 Phone number (916) 489-7246

Pulse Power Yoga $30 for $75 Deal 4261 Auburn Blvd Sacramento, CA 95841 Phone number (916) 365-2002

Lily’s Nails  $15 for $20 Deal 4150 Manzanita Ave Carmichael, CA 95608 Phone number (916) 979-1673

Better Health Chiropractic $79 for $160 Deal 5707 Marconi Ave Carmichael, CA 95608 Phone number (916) 489-5450

Quality Auto Sales $100 for $200 Deal 5011 Auburn Blvd Sacramento, CA 95841 Phone number (916) 331-4200

   >

Carmichael Mobile Notary, also speak Italian and Spanish. . Tel 707-992-5551

Sacramento Mobile Notary Public, English Spanish Translation, bilingual certified Notary Signing Agent, Apostille service. Tel 707-992-5551

Sacramento Mobile Notary Signing Agent

Posted in Carmichael, Coupons, Discounts | Comments Off on Coupons, deals. Carmichael, CA.

Important Issues to Consider When Setting Up Your Estate Plan

 

Important Issues to Consider When Setting Up Your Estate Plan

Often estate planning focuses on the “big picture” issues, such as who gets what, whether a living trust should be created to avoid probate and tax planning to minimize gift and estate taxes. However, there are many smaller issues, which are just as critical to the success of your overall estate plan. Below are some of the issues that are often overlooked by clients and sometimes their attorneys.

Cash Flow
Is there sufficient cash? Estates incur operating expenses throughout the administration phase. The estate often has to pay state or federal estate taxes, filing fees, living expenses for a surviving spouse or other dependents, cover regular expenses to maintain assets held in the estate, and various legal expenses associated with settling the estate.

Taxes
How will taxes be paid? Although the estate may be small enough to avoid federal estate taxes, there are other taxes which must be paid. Depending on jurisdiction, the state may impose an estate tax. If the estate is earning income, it must pay income taxes until the estate is fully settled. Income taxes are paid from the liquid assets held in the estate, however estate taxes could be paid by either the estate or from each beneficiary’s inheritance if the underlying assets are liquid.

Assets
What, exactly, is held in the estate? The owner of the estate certainly knows this information, but estate administrators, successor trustees and executors may not have certain information readily available. A notebook or list documenting what major items are owned by the estate should be left for the estate administrator. It should also include locations and identifying information, including serial numbers and account numbers.

Creditors
Your estate can’t be settled until all creditors have been paid. As with your assets, be sure to leave your estate administrator a document listing all creditors and account numbers. Be sure to also include information regarding where your records are kept, in the event there are disputes regarding the amount the creditor claims is owed.

Beneficiary Designations
Some assets are not subject to the terms of a will. Instead, they are transferred directly to a beneficiary according to the instruction made on a beneficiary designation form. Bank accounts, life insurance policies, annuities, retirement plans, IRAs and most motor vehicles departments allow you to designate a beneficiary to inherit the asset upon your death. By doing so, the asset is not included in the probate estate and simply passes to your designated beneficiary by operation of law.

Fund Your Living Trust
Your probate-avoidance living trust will not keep your estate out of the probate court unless you formally transfer your assets into the trust. Only assets which are legally owned by the trust are subject to its terms. Title to your real property, vehicles, investments and other financial accounts should be transferred into the name of your living trust.
 


 

 
Posted in Estate Planning, Estate Planning Attorneys, Sacramento, Sacramento estate planning attorney, Sacramento Real Estate, Trusts | Tagged , , , , | Comments Off on Important Issues to Consider When Setting Up Your Estate Plan

Learn how to use and edit your GOPRO videos

You may use your GOPRO video/camera to  produce business or recreational videos.  This Book Will Teach Both New And Professional Gopro Enthusiasts How To Master Their Camera And Edit Footage Professionally.

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Free Classifieds

                                                                   Post your ad for free.

Promote your business at no cost.

Write your free classified ad now.

 

Apostille service in California, Spanish Translation, Notary PUblic, Sacramento Tel 707-992-5551

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Notary tools, Iphone camera, image editor apps.

Many notaries use iphones to get work, run the business, create images, logos, etc.  The camera has an important role: You can scan documents, take pictures, use specific business apps or software for the Notary business.

When you are ready with a picture, usually there is room for improvement and the iphone camera has some editing capability.  To do more, just download and test the editing software available in the app store.

I will be reviewing a few photo, image apps with sample pictures. In the mean time you can start testing… Here it is a small list to start:

 

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